{"id":50,"date":"2026-10-28T09:00:00","date_gmt":"2026-10-28T09:00:00","guid":{"rendered":"https:\/\/assurance-courtage.ch\/?p=50"},"modified":"2026-10-28T09:00:00","modified_gmt":"2026-10-28T09:00:00","slug":"cybersecurite-pme-cinq-mesures","status":"publish","type":"post","link":"https:\/\/assurance-courtage.ch\/en\/?p=50","title":{"rendered":"SME cybersecurity: five measures before talking about insurance"},"content":{"rendered":"<p>A cyberattack does not only hit large companies. For an SME, ransomware or payment fraud can halt operations for days. Cyber insurance is useful, but it comes <strong>after<\/strong> prevention.<\/p>\n<h2>1. Tested backups<\/h2>\n<p>Keep at least one copy offline or isolated from the network, and regularly check that restoring it really works.<\/p>\n<h2>2. Two-factor authentication<\/h2>\n<p>Enable it on e-mail, remote access and management tools. It is one of the most effective measures against password theft.<\/p>\n<h2>3. Up-to-date systems<\/h2>\n<p>Known vulnerabilities are the most common way in. Update systems, applications and network equipment without delay.<\/p>\n<h2>4. Aware employees<\/h2>\n<p>Short training on phishing and on fake invoices or urgent payment requests significantly reduces risk.<\/p>\n<h2>5. A response plan<\/h2>\n<p>Who to call, what to shut down, who decides, how to inform clients and partners? A one-page plan, known to everyone, saves precious time. The Federal Office for Cybersecurity (FOCS) provides a reporting desk.<\/p>\n<h2>What about insurance?<\/h2>\n<p>Depending on the policy, cyber insurance can cover incident-response costs, business interruption and certain liabilities. Insurers review the measures in place and apply exclusions, so the conditions need to be read carefully. A <a href=\"https:\/\/assurance-courtage.ch\/en\/gestion-des-risques\/\">risk map<\/a> is a good starting point.<\/p>\n<p><em>General information only, not personalised advice. Rules and deadlines can change: please check them against your own situation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Backups, two-factor authentication, updates, training and a response plan: the basics that reduce risk and make cyber cover easier to obtain.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-50","post","type-post","status-publish","format-standard","hentry","category-risques"],"_links":{"self":[{"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=\/wp\/v2\/posts\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=50"}],"version-history":[{"count":0,"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=\/wp\/v2\/posts\/50\/revisions"}],"wp:attachment":[{"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=50"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=50"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/assurance-courtage.ch\/en\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}