Becoming an owner also means becoming responsible for a property, its occupants and its neighbours. In the canton of Vaud, part of the protection is compulsory; the rest deserves to be checked.<\/p>\n
In the canton of Vaud, the ECA<\/strong> (cantonal building insurance institution) compulsorily insures buildings against fire and natural hazards. Water damage, glass breakage<\/strong> and other events, however, fall under additional insurance, to be checked according to the type of property.<\/p>\n It covers damage caused to third parties by the building or its surroundings (falling roof tiles, slippery ground, etc.). It is essential whether you live in the property or let it.<\/p>\n A renovation or extension increases the value of the property: the insured amounts must follow, and some works must be reported to the insurer. Underinsurance can reduce the indemnity in the event of a claim.<\/p>\n Condominium owners should also check the building insurance taken out by the owners\u2019 association, their own household contents and their private liability cover.<\/p>\nBuilding owner\u2019s liability<\/h2>\n
After building work<\/h2>\n
Household contents and condominium owners<\/h2>\n