Independent insurance broker · FINMA F01199598 · Montreux 021 888 31 11 info@assurance-courtage.ch Client area →
Assurance Courtage Conseils
Assurance Courtage Conseils

Solutions for families

Protect your loved ones at every stage: marriage, birth, purchase, schooling, change of activity.

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How we help

Every life event changes your protection needs.

A birth, a marriage, a property purchase or a separation changes your risks and priorities. We help you adapt your cover at the right time, before an unexpected event reveals a gap.

Income protection

What happens if one household income falls or disappears? We quantify the gaps.

Death & disability

Capital or annuity to maintain the family’s standard of living and cover existing commitments.

Children & young adults

Accidents, liability, legal protection, studies: useful and proportionate cover.

Family home

Contents, building, owner’s or tenant’s liability: a consistently protected home.

Savings & 3rd pillar

Build capital for family projects with a tax advantage where your situation allows.

Couples & cohabitation

Clarify protection according to status: married, registered partnership or cohabiting.

Moments to review your protection

  • marriage, partnership, separation or divorce
  • birth or adoption
  • buying or selling your home
  • job change, part-time work, parental leave
  • death of a relative, inheritance or gift

How we work

  1. Family situationOverview: income, expenses, commitments, projects.
  2. NeedsQuantifying major risks: death, disability, loss of income.
  3. SolutionsOptions compared and explained, with their cost over time.
  4. UpdatesRegular review at every life change.
Frequently asked questions

Your questions, our answers.

When should I start thinking about pension planning?

As soon as someone depends on your income, or you take on a lasting commitment such as a loan. The earlier, the more flexible and affordable the solution.

Is my partner protected by my occupational pension?

It depends on the pension fund, your civil status and your situation. We analyse your certificates to give you a clear reading.

Protect the people who matter most.

Let’s talk about your family situation and priorities.

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