Self-employed & SMEs
Protect your business, your income and your family when you are your own most important asset.
Request adviceWhen you are the business, your personal protection is part of the plan.
Self-employed people and SME owners combine business and personal risks: loss of income, liability, disputes and pension planning without compulsory occupational cover. We build coherent, prioritised protection proportionate to your turnover.
Damage caused to clients or third parties through your activity, tailored to your trade.
Equipment, stock, premises and operating income after a major loss.
Daily sickness and accident benefits, accident insurance: maintain your income and your staff’s.
2nd and 3rd pillars, buy-ins, pension gaps: a clear reading and optimisation.
Hacking, ransomware, data leaks: prevention and cover suited to SMEs.
Company vehicles and mixed use: cover and tax treatment to coordinate.
Questions to ask yourself
- is my income protected in case of illness or accident?
- is my professional liability sufficiently covered?
- would my business survive a major loss or a cyber-attack?
- do I have gaps in my owner’s pension planning?
- have my policies kept pace with my company’s growth?
How we work
- DiagnosisActivity, risks, policies, pension planning: a full review.
- PrioritiesRisks ranked by severity and likelihood.
- SolutionsCover comparison and optimisation of the insurance budget.
- Follow-upAnnual review and adaptation to growth.
Your questions, our answers.
Is loss-of-earnings insurance compulsory?
For employees, some cover is compulsory or customary depending on the applicable agreement; for the self-employed it is optional but strongly recommended. We clarify what applies to you.
Can all policies be grouped together?
Yes, the broker can centralise the management of your business and private policies with a single contact.
Your business deserves protection to match.
Let’s review your business and personal risks.